Check out a full list of our holiday hours for the year.
Read articles about finances, saving and community news.
Our team of experts is ready to help you manage your wealth.
Access all the commercial banking resources your business needs to succeed.
Attention: You are now leaving a Wintrust Community Bank website.
Community Banking You Can Count On
Wintrust Community Banks serve different regions and the products available may vary. To ensure you see the most accurate account options for your area, we will redirect you to Macatawa Bank.
Unfortunately, Wintrust products are not available in your location.
Change your address to try again or enter your information below to be notified if our products become available in ${{currentEnteredLocation}}.
Account Unavailable
Unfortunately, this account is not available in ${{currentEnteredLocation}}. Change your address to try again or click below to see our most popular account.
Thank You!
We received your information.
Take A Different
Approach To Your
Checking Account
Take A Different
Approach To Your
Checking Account
Say goodbye to one-size-fits-all checking. Make the switch to the account that best fits your unique needs.
Take A Different
Approach To Your
Checking Account
Say goodbye to one-size-fits-all checking. Make the switch to the account that best fits your unique needs.
Choose Your Checking Account
Total Access Checking
Everyday banking basics without the fuss.
Product Features
Early Pay. Receive your paycheck up to two days earlier than your scheduled payday. 1
Free ATMs nationwide.2
Requirements
Access Plus Checking
Access better checking account benefits for your financial health.
Enjoy all the great features of Total Access Checking, plus:
Variable interest rate with interest paid monthly.
Waived fees on a 3x5 safe deposit box.3
Free first order of bank specialty checks.4
Waived fee on one outgoing domestic wire transfer per statement cycle.
Waived fees for incoming wire transfers.
Waived fees when purchasing money orders & cashier’s checks.
Requirements
Access Plus Checking
Access better checking account benefits for your financial health.
Enjoy all the great features of Total Access Checking, plus:
Variable interest rate with interest paid monthly.
Waived fees on a 3x5 safe deposit box.3
Free first order of bank specialty checks.4
Waived fee on one outgoing domestic wire transfer per statement cycle.
Waived fees for incoming wire transfers.
Waived fees when purchasing money orders & cashier’s checks.
Requirements
Premier Checking
BEST-IN-CLASS
Power your checking account’s financial health with the perks you need.
Open a Statement Savings Account to take advantage of enhanced savings!
Statement Savings Advanced Special
With qualifying activities
Statement Savings Advanced Account. Interest rate may change at any time. Fees may reduce earnings.
Statement Savings Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield (‘APY’) accurate as of 9/6/24, with qualifying activities. Minimum daily balance of 0ドル.01 required to obtain APY. Offer available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Offer combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer.
Statement Savings Advanced Special Qualifications. (i) Open new Statement Savings Advanced account; (ii) mention offer during in-branch account opening or visit URL provided; & (iii) deposit new money (money not currently held at any WTFC location) into the new Statement Savings Advanced account at account opening.
Product Features:
Rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced interest rate.6
Waived fees on a 3x10 safe deposit box.7
Tiered & variable interest rate with interest paid monthly.
Waived fee on bank specialty check printing for your Premier Checking account.4
Waived Stop Payment fees.
Waived fees for incoming wire transfers.
Up to 5 outgoing domestic wire transfer fees reimbursed at the end of the account statement cycle if minimum balance requirements are met.
And more!
Requirements
Choose Your Checking Account
Total Access Checking
Everyday banking basics without the fuss.
Product Features
Early Pay. Receive your paycheck up to two days earlier than your scheduled payday. 1
Free ATMs nationwide.2
Requirements
Access Plus Checking
Access better checking account benefits for your financial health.
Enjoy all the great features of Total Access Checking, plus:
Variable interest rate with interest paid monthly.
Waived fees on a 3x5 safe deposit box.3
Free first order of bank specialty checks.4
Waived fee on one outgoing domestic wire transfer per statement cycle.
Waived fees for incoming wire transfers.
Waived fees when purchasing money orders & cashier’s checks.
Requirements
Premier Checking
BEST-IN-CLASS
Power your checking account’s financial health with the perks you need.
Open a Statement Savings Account to take advantage of enhanced savings!
Statement Savings Advanced Special
With qualifying activities
Statement Savings Advanced Account. Interest rate may change at any time. Fees may reduce earnings.
Statement Savings Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield (‘APY’) accurate as of 9/6/24, with qualifying activities. Minimum daily balance of 0ドル.01 required to obtain APY. Offer available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Offer combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer.
Statement Savings Advanced Special Qualifications. (i) Open new Statement Savings Advanced account; (ii) mention offer during in-branch account opening or visit URL provided; & (iii) deposit new money (money not currently held at any WTFC location) into the new Statement Savings Advanced account at account opening.
Product Features:
Rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced interest rate.6
Waived fees on a 3x10 safe deposit box.7
Tiered & variable interest rate with interest paid monthly.
Waived fee on bank specialty check printing for your Premier Checking account.4
Waived Stop Payment fees.
Waived fees for incoming wire transfers.
Up to 5 outgoing domestic wire transfer fees reimbursed at the end of the account statement cycle if minimum balance requirements are met.
And more!
Requirements
Choose Your Checking Account
Total Access Checking
Everyday banking basics without the fuss.
Product Features
Early Pay. Receive your paycheck up to two days earlier than your scheduled payday.1
Free ATMs nationwide.2
Requirements
Access Plus Checking
Access better checking account benefits for your financial health.
Enjoy all the great features of Total Access Checking, plus:
Variable interest rate with interest paid monthly.
Waived fees on a 3x5 safe deposit box.3
Free first order of bank specialty checks.4
Waived fee on one outgoing domestic wire transfer per statement cycle.
Waived fees for incoming wire transfers.
Waived fees when purchasing money orders & cashier’s checks.
Requirements
Premier Checking
BEST-IN-CLASS
Power your checking account’s financial health with the perks you need.
Open a Statement Savings Account to take advantage of enhanced savings!
Statement Savings Advanced Special
With qualifying activities
Statement Savings Advanced Account. Interest rate may change at any time. Fees may reduce earnings.
Statement Savings Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield (‘APY’) accurate as of 9/6/24, with qualifying activities. Minimum daily balance of 0ドル.01 required to obtain APY. Offer available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Offer combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer.
Statement Savings Advanced Special Qualifications. (i) Open new Statement Savings Advanced account; (ii) mention offer during in-branch account opening or visit URL provided; & (iii) deposit new money (money not currently held at any WTFC location) into the new Statement Savings Advanced account at account opening.
Product Features:
Rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced interest rate.6
Waived fees on a 3x10 safe deposit box.7
Tiered & variable interest rate with interest paid monthly.
Waived fee on bank specialty check printing for your Premier Checking account.4
Waived Stop Payment fees.
Waived fees for incoming wire transfers.
Up to 5 outgoing domestic wire transfer fees reimbursed at the end of the account statement cycle if minimum balance requirements are met.
And more!
Requirements
Want In On Early Pay?1
Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Total Access Checking, Access Plus Checking, or Premier Checking account.
Talk with a banker to learn more.
Want In On
Early Pay?1
Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Total Access Checking, Access Plus Checking, or Premier Checking account.
Talk with a banker to learn more.
Want In On
Early Pay?1
Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Total Access Checking, Access Plus Checking, or Premier Checking account.
Talk with a banker to learn more.
Saving Your Money Is Great. Growing It Is Even Better.
Saving Your Money Is Great.
Growing It Is Even Better.
Saving Your Money Is Great. Growing It Is Even Better.
{{datatoken.tokens.lpStatementSavingsAdvancedSpecialRate}}
APY10
Statement Savings Advanced9 Special
Statement Savings Advanced9 Special
With qualifying activities.11
1. {{datatoken.tokens.discEarlyPay}}
2. {{datatoken.tokens.discATMFees}}
3. {{datatoken.tokens.discSafeDepositBoxes3x5}}
4. {{datatoken.tokens.discBankSpecialtyChecks}}
5. {{datatoken.tokens.discAccessPlusCheckingFees}}
6. {{datatoken.tokens.discInterestRateBonus}}
7. {{datatoken.tokens.discSafeDepositBoxes3x10}}
8. {{datatoken.tokens.discPremierCheckingFees}}
9. {{datatoken.tokens.discStatementSavingsAdvancedAccount}}
10. {{datatoken.tokens.disStatementSavingsAdvancedSpecial}}
11. {{datatoken.tokens.discStatementSavingsAdvancedSpecialQualifications}}