If This Is Mobile Banking
"Many banks tend to view Mobile Banking as a truncated version of Internet Banking and most of them offer mobile banking only to their existing Internet Banking users. This approach completely negates the true potential of mobile - after all, if I check my account balance once a week, make one or two fund transfers per month and don't buy more than 10 banking products all my life, I don't need a mobile phone to carry out these infrequent banking activities "here and now". No wonder adoption rates of Mobile Banking are nothing to write home about and, according to the recently published World Retail Banking Report 2012, Branch and Internet Banking continue to remain the two most important channels for retail banking."

Mobile Banking Now Vital To Customer Acquisition
"Since the third quarter of 2010, interest in mobile banking as a “must have” feature among those consumers actively shopping for new checking accounts has grown by a whopping 63%. In January 2013, over 18% of all shoppers that used the comparison tool on FindABetterBank.com indicated mobile banking is a “must have” feature. A survey recently fielded on FindABetterBank uncovered that 88% of shoppers who said mobile banking is a “must have” feature are already mobile banking users. Therefore, as more consumers download their bank’s mobile apps and begin using them, you can expect the number of consumers demanding mobile banking when they’re shopping for a new institution to increase steadily. Few people, however, defect from an institution simply because mobile banking isn’t offered."

RBS and NatWest banking apps arrive on Windows Phone
"Windows Phone users will now be able to move their money on the go far easier thanks to Royal Bank of Scotland (RBS) and NatWest Mobile Banking apps arriving on the Windows Phone OS. Enabling customers to check their balance and transaction history with ease, the RBS and NatWest mobile banking apps are available now from the Windows Phone store for Windows Phone handsets such as the Windows Phone 8X by HTC and Nokia Lumia 920."

Mobile banking revolution renewed by Samsung boom
"The internet conspired to close branches across the country, and now the smartphone is wreaking a banking revolution of its own as Samsung-wielding consumers drive a renewed charge to mobile banking. Roy Morgan’s ‘Mobile Phone Monitor’ found the number of Australians banking on their smartphones grew from 17.1% at the start of the year to 20.3% in December, driving a downturn in banking online via computers, which dropped from 55.2% to 49.3% over the same period."

Mobile banking: How to be safe
"Instead, she whips out her tablet or smart phone and logs on to her bank's app. 'I use it for everything,' she said. 'It sends me text messages to tell me my account balance and how much I spent in certain categories for my budget.' By the end of this year, an estimated 43 percent of bank customers will be using mobile devices to bank on the go."

As Mobile World Congress approaches, let’s look into mobile’s future
"With Mobile World Congress (MWC) almost upon us, the mobile industry is already geared up to set us on a path for the next year. New handsets will be announced and pre-announced, partnerships forged, services and apps unveiled, and future technologies demoed, giving us a pretty good idea of where the next twelve months will take us. But what if we zoomed out quite a bit more and took a bit of a shot in the dark to try to predict the mobile trends for the next decade."

Survey: Users Prefer “Web Brands” Over Carrier Services
"I’ve long said that carriers continually miss the boat in terms of leveraging their position to capitalize on mobile marketing and advertising, and a new survey reinforces my stance even further.

CSS Insight, in its most recent survey, indicates that most consumers ignore the services offered by wireless carriers in favor of more familiar names on the Web. While the research suggests ways for network operators and phone-makers to maximize the uptake of the mobile Web, results indicate that many of these opportunities are being overlooked (again)."

Banks' Eureka Moment on Mobile Services
"Financial companies, discovering that people who bank by phone don't always bank online, are changing how they look at mobile services. Once considered just a component of online banking, mobile services that function independently of PCs are emerging. Banks have realized that mobile phones are a delivery channel in their own right. 'There's a whole group of customers for whom text banking is very attractive, and these are customers whose lives don't revolve around a PC,' said Arah Erickson, Wells Fargo & Co.'s head of retail mobile banking."

Leave The Credit Card, Take The Cell Phone
"Small business owners, listen up: Rachel Wallace, marketing director at Wallace Oil in La Junta, Colo., has a new "big box" killer. (Thought that would get your attention.) Wallace Oil owns and leases six gas stations and a convenience store, and Wallace is always looking for ways to land new customers and keep her existing ones coming back. Last spring The State Bank of La Junta showed her a demonstration of a new mobile payment service powered by Bling Nation."

Samsung unveils Bluetooth 3.0, 802.11n smartphone
"Samsung has taken the wraps off the first phone to be fitted out with its Bada operating system. It also has 802.11n Wi-Fi and Bluetooth 3.0. Called the Wave, the handset sports a 3.5in, 800 x 480 OLED touchscreen. While Bada runs behind the scenes, users interact with the third incarnation of Samsung's established TouchWiz UI."

China Mobile begins commercial rollout of mobile contactless payments system
"China Mobile has begun the commercial deployment of mobile contactless payments based on RF SIM technology. The new SIMs, which incorporate both a payments chip and a contactless antenna, are now widely available from China Mobile stores and can be purchased for a one-off fee of ¥150 (US22ドル approx). Subscribers can then simply replace their existing SIM with the new RF SIM and instantly begin to use their existing phone to make payments at the point of sale."

Haiti Donations: A Turning Point in Mobile Commerce?
"Only two days after a 7.0-magnitude earthquake leveled the capital city of Port-au-Prince, Haiti, the American Red Cross raised 7ドル million via text messaging from more than 700,000 wireless customers. Donations poured in from every wireless network, including AT&T, Verizon, Sprint and T-Mobile.

Red Cross' relief efforts in Haiti signaled a turning point in the history of mobile commerce. 'It was a major validation about the possibilities of text and mobile commerce and what we're going to see in the future," says Gartner analyst Jeff Roster.'"

The New Market Player VoiceCash Makes Mobile Banking a Reality
"What’s in a location? It’s a good question when someone sets out to change the way the world banks. In fact if Michael Kramer was talking from a marble clad penthouse in Frankfurt or London it might sound more convincing. But Munich? But after a few minutes of Mr Kramer’s company the unimposing office suddenly becomes one of the reasons that he actually seems to have the potential of changing how a large part of the world banks."