"Gemalto, the world leader in digital security, will be returning to GITEX 2013 (Software Hall 7, Booth A7-35) with an array of innovative solutions and services designed to enable banks, mobile operators and governments in the region, to offer trusted and convenient digital services to their end users. With live demonstrations highlighting four main innovation areas, visitors will get first-hand experience of solutions for mobile NFC payment, Machine-to-Machine applications, Mobile ID and the latest banking technologies, which are set to shape the Middle Eastern digital landscape." Continue Reading

Mobile Banking: Predicting the Risks
"Mobile security threats can be managed through testing and strategic risk-mitigation strategies, says Keith Gordon, who oversees authentication and security strategies for Bank of America's consumer online and mobile banking units. A mobile banking pioneer, Bank of America has come up with some innovative ways to anticipate mobile threats. This top-tier bank has seen its mobile-user base explode, increasing by nearly 3 million users in the last 12 months. It now has more than 10 million mobile users."

60% of Americans who don't use mobile banking 'think their mobile isn't secure'
"Mobile banking is very popular in America. Research by Infosys indicates that 94% of Americans use some kind of banking app on a mobile device. However, just about half of them think mobile banking has security problems, according to simplysecurity.com. Sandra Braunstein, the director of the Division of Consumer Community Affairs spoke before the Committee on Banking, Housing, and Urban Affairs - and noted that a high number of Americans who aren't embracing mobile banking technology are choosing not to because of perceived security risks."

5 Top Malware Threats to Online and Mobile Banking
"Hundreds of millions of dollars have been stolen by cyber-criminals from bank and credit union accounts. That is the reality and what it means to credit union executives is that the need for vigilance around online and mobile banking is severe. But then there are the flat-out empty scares that so often percolate in this field. Last week for instance security experts were aflutter over a threat named Flame which, in initial reports, was said to be Stuxnet doubled down. That would be very, very bad indeed because Stuxnet may have the capabilities to cripple nation states. But then on second look, the experts seemed to dismiss Flame as more hype than danger. Which is it? Too early to say."

Mobile Users Want More Security Control
"Consumers are ready to assume more responsibility for the security of their mobile devices, especially when it comes to mobile banking. According to research conducted by Javelin Strategy & Research, consumers want to have the ability to act and respond when they suspect they've been hit by a mobile attack that results in fraud. So what's holding them back? Jim Van Dyke, Javelin's president and founder, says banking institutions are the problem. They've been reluctant to release too much control, he says in an interview with BankInfoSecurity's Tracy Kitten (transcript below)."

Gemalto Discusses Fraud Mitigation at Annual FUNDtech Insights Conference
"Gemalto, the world leader in digital security, will speak and exhibit this week at the FUNDtech Insights Conference 2012 presented by FUNDtech and BankServe. The conference hosts two days of educational sessions, product demonstrations and expert presentations on the financial services industry."

Chase, Capital One and Barclaycard First to Place Their Cards in the Isis(TM) Mobile Wallet
"Isis(TM), the mobile commerce joint venture created by AT&T Mobility, T-Mobile USA and Verizon Wireless, today announced that Chase, Capital One and Barclaycard have entered into agreements with Isis enabling their credit, debit and prepaid cards to be placed into the Isis Mobile Wallet. Starting in mid-2012, consumers will be able to load their eligible Chase, Capital One and Barclaycard cards into their Isis Mobile Wallet and shop at participating merchants, starting with locations across Salt Lake City and Austin, Texas."

Chase Selects Gemalto for Trusted Service Management
"Chase announced today that it has selected Gemalto (Euronext NL0000400653 GTO), a leader in digital security, to provide its Trusted Service Management (TSM) solution for Chase's enterprise-wide mobile payments platform. Gemalto's TSM will provision and manage the credit and debit card data of Chase customers, validating authenticity and supporting information delivery over the air. The Isis(TM) mobile wallet, developed through a joint venture between AT&T Mobility, T-Mobile USA and Verizon Wireless, will be the first to benefit from this partnership.

3 Hot Banking Markets Beyond the Obvious
"When it comes to identifying potential geographic markets for growth and investment, banks and technology companies alike have been focusing on the prominent BRIC nations: Brazil, Russia, India and China. While these four dominant countries have populations, economies, infrastructures and cultures that are attractive to financial services organizations seeking new opportunities to grow beyond their local bases, it may be increasingly difficult for outside players to differentiate themselves as the competition accelerates."

Consumers lives becoming more digital, including financial management
"Consumers are increasingly gravitating toward online and mobile channels for daily financial management, and that tablet banking services will be increasingly in demand, according to the Fiserv Consumer Trends survey. The survey was completed by 3,000 individuals representative of the U.S. online population of households in August 2011."

Bank of the James to launch mobile banking options
"Bank of the James is launching applications for smartphones starting Monday that allow customers to check balances, pay bills and transfer funds from anywhere. The bank launched social media accounts on Facebook, Twitter and Google+ on Thursday. It also will have a YouTube channel. In addition to mobile applications and a new website for viewing on mobile phones, the company will start a service where users can send a text message for functions like checking an account balance."

Mobile Banking Seen Having Crossed Acceptance Threshold
"At the start of 2009, consumers said, almost timidly, that it would be nice to be able to manage their bank accounts with mobile phones. Now, they are demanding such services.

After years of development work by financial companies and vendors, mobile banking is coming of age. Early adopters have quickly come to appreciate the convenience of managing their money anytime, from anywhere, and many observers say that these functions are only the beginning."

Five mobile trends to look out for in 2010
"If 2009 was the year of the smartphones and mobile applications, 2010 will be one where their positions are cemented in the industry. Some "smart" features will trickle down to midrange devices, but most will be offloaded to the "cloud" where data, applications and services can be accessed anywhere from any device with an Internet connection. Basic handsets, on the other hand, will continue to flourish in emerging markets where mobile penetration is increasing. So we may end up with a "dumbbell" effect where the heavyweights are at both ends, with the middle segment providing as a supporting role."

mPayy Launches Free iPhone Mobile Payment App
"mPayy, Inc., an emerging leader in mobile and online alternative payments, today announced the availability of its “mPayy Mobile Payments” application from the iTunes store for free download to all iPhones and iPod Touches. The application extends functionality mPayy recently released on the Android platform to the millions of iPhones and iPods in circulation."

PNC Bank Customers Can Now Send Money Using Email or Mobile Phone Number
"PNC is the first major bank to provide a service that allows customers to send money securely on-line without having to share checking account and routing information. Developed in conjunction with CashEdge, Inc., a leading provider of money transfer capabilities, the service is free for all PNC customers and available as part of PNC’s online banking system."

Mobile Banking: Mobile Security and the Future of Banking Profitability.
"Let there be no mistake about it, we as a global community have a certain lingering bitterness in our mouths for the financial sector. After all, in the end much of this global economic crisis is directly linked to poor management at some of the world’s largest banking institutions. Why then do I care about introducing an out-of-the-box model for generating new revenue structures for these very banks?"

Gemalto increases its investment in Netsize, a leading mobile communications service and commerce enabler
"Gemalto, the world leader in digital security, today confirmed that it has subscribed to a capital increase in Netsize, with an option to potentially acquire the company outright at a later date. The terms of the transaction were not disclosed.

Netsize offers mobile payment solutions based on operator billing (through premium SMS, MMS and WAP for example) for 100 mobile operators in 28 countries, reaching over 1 billion billable subscribers worldwide, and provides mobile messaging, with SMS and MMS delivery to over 200 countries."

Bank of America close to 2 million mobile banking users
"Bank of America's web-based mobile banking service is close to reaching 2 million users, up 1 million over May 2008. The number of mobile banking users represents 10 percent of the bank’s 29 million online banking users"

Barclays tightens mobile banking security
"Barclays has become the first UK high street bank to offer free security software to its mobile banking customers, in a deal with anti-malware vendor Kaspersky Lab. Customers logging into the Barclays.mobi site can download the free software, which includes anti-virus, anti-spam and anti-theft protection, by clicking on the 'Kaspersky offer' link."

Is This the Year Mobile Banking Goes Big?
"2009 is shaping up to be the year that mobile banking takes off. Again. Yes, we know you’ve heard this one before. Soon everyone will be checking their account balances and transferring funds from their cell phones. But whereas in the past the only thing banks had to show for these claims was mobile services that they’d spent millions developing, this time they’ve got a crucial asset in their favor: customers."

Smart Phone Mobile Tools Seen as Client Magnets
"Banks and aggregators say that mobile financial services, and especially tools that run on smart phones, are not just a way to improve customers' access to their accounts but also are a lure for new customers."

Branching Out: Mobile Banking Finds New Users
"You may not want to learn how much smaller your bank account has gotten. But banks are making it easier than ever for consumers to access account information on their mobile devices. Big banks are offering new services or improving existing ones that allow people to access their accounts while on the go."

Gemalto and mChek Join Forces to Serve Mobile Payment Markets in South Asia
"Gemalto, the world leader in digital security, today announced its partnership with India-based technology partner mChek, a leading provider of mobile security, banking and payment applications, to bolster the range and choice of secured mobile banking solutions available on Gemalto SIM cards to markets in South Asia."

Industry Analysis on Mobile Banking Now Available From The Mobile Marketing Association
"The Mobile Marketing Association (MMA) (www.mmaglobal.com) today announced the publication of its Mobile Banking Overview; an educational resource designed to provide analysis of the unique marketing opportunities and attributes that the mobile channel represents for the financial sector."