Japan Credit Rating Agency, Ltd.

An example (for manufacturers):

• Company overview
• Organizations for the management
• Production matters
• Sales matters
• Financial matters
• Business plans
• Subsidiaries and affiliates
• Law suites and other contingent liabilities
• Bonds issuance matters
• Liquidity management, records and plans

(Note)Financial information is requested for the facts of the last 5 years and the forecast for the next 3 years.

(Note)Companies of recently listed on the stock exchange or a listing section change can use their Annual Securities Reports for the filing (Section II) in part of the rating application documents.

* Requested documentation differs between the manufacturer and the non-manufacturer, as well as depending on individual characteristics of the applicant.

* Secrets and non-public information received from the applicant are kept within JCR under strict information management. They are not used for any purpose other than the credit rating determination.