Create ACH, SEPA, FedNow, SWIFT, RTP payment initiations and process bank statements. Used in production to move hundreds of thousands of dollars a month.
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Jun 10, 2026 - TypeScript
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payment-initiation
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PISP Framework for SEPA payments
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Oct 5, 2022 - PHP
Open Banking UK Payment Initiation Module
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Sep 21, 2022 - Go
Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immediate Transfer, Smart Transfer, Request To Pay, Buy Now Pay Later, Verified Payout, Immediate Refund), PSD2 Account Information (accounts, holders, transactions, identity verification),...
payments sepa france kyc open-banking psd2 instant-payments payment-initiation account-information request-to-pay buy-now-pay-later smart-transfer e-mandates account-to-account
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Jun 5, 2026
Enable Banking — Finland-based Nordic Open Banking aggregator (PSD2 AIS/PIS) profile
finland banking compliance nordic financial-services sca dora gdpr europe open-banking eidas psd2 pisp aisp payment-initiation account-aggregation
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Jun 5, 2026
Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances, Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income...
finance banking visa europe open-banking psd2 payment-initiation account-aggregation pay-by-bank risk-decisioning
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Jun 4, 2026
Middle East Open Banking infrastructure
identity payments fintech verifications uae open-banking mena saudi-arabia open-finance a2a payment-initiation account-information pay-by-bank
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Jun 2, 2026
Klarna Kosma — spun-out Open Banking platform from Klarna
insights fintech banking identity-verification pis lending ais categorization kyc open-banking psd2 payment-initiation account-information bnpl embedded-finance
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May 25, 2026
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