Governance patterns for autonomous AI agents in regulated banking: five corrected primitives + tested model-risk effective-challenge & ECOA/Reg B adverse-action controls + a no-bundled-list sanctions workflow. Reference IP — MIT/Apache-2.0.

banking ecoa ai-governance bsa-aml agentic-ai autonomy-ladder

• Updated Jun 9, 2026
• Python

Java/Spring Boot reference architecture for joint AI-driven ACH payment decisioning. Sub-100μs inference. ×ばつ faster than gradient-boosted baselines.

java machine-learning microservices kafka neural-network fintech reference-architecture xgboost springboot compliance financial-services nacha regtech fraud-detection event-driven-architecture multi-task-learning jvm-performance ach-payments real-time-payments bsa-aml

• Updated May 5, 2026
• Java

FinTech AI Incident Card profile. 15 event types + 4-tier severity + 9 regulator-referral pathways with evaluation-state tracking. Covers CFPB + FCRA + UDAAP + OCC/FRB/FDIC MRA + Section 1071 + BSA/AML + FinCEN + state banking-regulator + class-action filings.

fintech ai-safety cfpb redlining fcra ai-governance bsa-aml fair-lending kinetic-gain-protocol-suite incident-card

• Updated May 30, 2026

Research and diagnostic data documenting how historical disinformation, when encoded into AI and financial algorithms, ceases to be a narrative and becomes a Systemic Risk Contagion. Using the cannabis industry as a high-fidelity case study for model recalibration in emerging and stigmatized markets.

disinformation behavioral-economics data-ethics systemic-risk climate-finance ccat information-asymmetry surveillance-capitalism market-manipulation bsa-aml ai-bias model-risk financial-infrastructure market-integrity restricted-markets information-economics cannabis-policy regulatory-capture datafied-prohibition cannabis-banking

• Updated Jun 3, 2026