Tap to pay with your phone

You can use your phone to pay for goods or services with Google Wallet.

Where you can use Google Wallet

Important:

  • Near field communication (NFC) must be turned on to make contactless payments. To turn on NFC, check your phone’s Settings app.
  • You must have a payment method in a supported country.

You can use Google Wallet anywhere your e-money card is accepted. For VISA Contactless, MasterCard Contactless, JCB Contactless, and Amex Contactless payments, you can use Google Wallet wherever you find the contactless or Google Wallet symbols.

Google Pay

Terminal logo

Tap and pay

Google Pay symbol

Contactless symbol

e-money symbol

Set up tap to pay

  1. Open the Google Wallet app .
  2. At the top right, tap your Profile picture or Account and then Payment setup.
  3. To make contactless payments, make sure to meet these requirements:

If all these requirements are met, your phone is ready to make contactless payments.

Pay in a store

For e-money, QUICPay, and iD users:

  1. Go to a contactless reader that accepts e-money cards.
  2. Find one of these logos: Pay> PASMO .
  3. Tell the cashier the type of card that you want to pay with.
  4. Hold your phone next to the reader.
    • You don’t need to unlock it, wake it up, turn it on, or open the app.
  5. If your payment is successful, the terminal will make a sound.
    • If you’ve enabled e-Money tap animations in your Google Wallet settings, you may find a check mark appear after you tap your device. This check mark isn’t a confirmation of your payment success. Check the reader information or the information from your card service provider for payment details.

For VISA Contactless, MasterCard Contactless, JCB Contactless & Amex Contactless payments users:

Step 1: Tap to pay

Tips:

  • You don't need to open the Google Wallet app.
  • For users with a Pixel 7 or Pixel 7 Pro, Face Unlock is currently not supported for tap to pay transactions.
  • To tap to pay with VISA Contactless, MasterCard Contactless, JCB Contactless, and Amex Contactless payments on a foldable device, fold your device.

Step 2: If the payment is successful, a blue check mark will appear on the screen.

The blue checkmark didn’t appear on your screen
  • Try to hold your phone in a different way. Your NFC antenna could be near the top or bottom of your device.
  • Hold your phone closer to the payment reader.
  • Hold your phone to the payment reader for a few extra seconds.
The cashier says that your payment was declined
  • Double-check if the store accepts mobile payments.
  • Contact your bank. There may be an issue with your card and your bank may have declined the transaction. If the transaction is declined, you aren’t charged.

Return something you bought in a store

  1. Bring your receipt and item to the store.
  2. If asked to swipe your card, hold the back of your phone to the contactless payment terminal.

For some returns, you might have to provide the last 4 digits of your virtual card. Learn more about virtual cards.

  1. Open the Google Wallet app .
  2. At the top, tap the card you used for the purchase. You may have to swipe from right to left.
  3. At the top, click More More.
  4. The last 4 digits of the virtual card are displayed.

The retailer should tell you when to expect your refund.

Find VCN number.

Related resources

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