Jeff McLaughlin, OLY

Scienaptic AI

Credit unions are under siege by fraudsters who've learned to game the system's heart. They're not just stealing identities anymore, they're crafting perfect members from scratch: pristine credit scores, flawless payment histories, and just enough patience to build trust before striking big. While you focus on serving members others reject, fraudsters are weaponizing precisely that generosity. The scary part? Their fake applications now look better than real ones. Discover the shocking new fraud tactics targeting credit unions and the AI strategies that can turn the tables in your favor. Eric Steinhoff breaks it all down! https://lnkd.in/gQYwNexc #credit #creditunderwriting #AI #fraud #syntheticfraud #creditunions #cudifference

Credit unions are under siege by fraudsters who've learned to game the system's heart. They're not just stealing identities anymore, they're crafting perfect members from scratch: pristine credit scores, flawless payment histories, and just enough patience to build trust before striking big. While you focus on serving members others reject, fraudsters are weaponizing precisely that generosity. The scary part? Their fake applications now look better than real ones. Discover the shocking new fraud tactics targeting credit unions and the AI strategies that can turn the tables in your favor. Eric Steinhoff breaks it all down! https://lnkd.in/gQYwNexc #credit #creditunderwriting #AI #fraud #syntheticfraud #creditunions #cudifference

Amount

🚀 It’s Official! Amount’s Integration With Q2 Is Now Live Amount’s Consumer & SMB Credit Card Account Opening is now live on the Q2 Digital Banking Platform! Q2 banks and credit unions can now easily launch and manage credit card programs—streamlining the process and enhancing the customer experience. ✔️ Faster approvals with pre-filled data ✔️ Smarter decisions using Q2’s data ✔️ Automated workflows for greater efficiency ✔️ Seamless experience with secure single sign-on Learn more about the integration and how it’s transforming credit card origination, read the press release: www.amount.com/press

🚀 It’s Official! Amount’s Integration With Q2 Is Now Live Amount’s Consumer & SMB Credit Card Account Opening is now live on the Q2 Digital Banking Platform! Q2 banks and credit unions can now easily launch and manage credit card programs—streamlining the process and enhancing the customer experience. ✔️ Faster approvals with pre-filled data ✔️ Smarter decisions using Q2’s data ✔️ Automated workflows for greater efficiency ✔️ Seamless experience with secure single sign-on Learn more about the integration and how it’s transforming credit card origination, read the press release: www.amount.com/press

The Clearing House

Electronic payments are growing across all payments types! Today, The Clearing House announced that the EPN® network’s volumes grew 6.2% in 2024, continuing the trend of yearly ACH volume and value growth. Since 2021, the EPN network has outpaced overall ACH industry growth, with The Clearing House’s network averaging 7.4% per year. Read more: https://lnkd.in/gJqNKdbc #EPN #ACH #ElectronicPayments Jason Carone Richard Dzina

Electronic payments are growing across all payments types! Today, The Clearing House announced that the EPN® network’s volumes grew 6.2% in 2024, continuing the trend of yearly ACH volume and value growth. Since 2021, the EPN network has outpaced overall ACH industry growth, with The Clearing House’s network averaging 7.4% per year. Read more: https://lnkd.in/gJqNKdbc #EPN #ACH #ElectronicPayments Jason Carone Richard Dzina

Gaming Insider America

Rush Street Interactive (RSI) has partnered with Sightline Payments to launch a first-of-its-kind integrated debit payments solution, branded as BetRivers Debit, in the hopes of providing customers with instant access to their available wagering balance and potentially eliminate the need to repeatedly withdraw and redeposit funds. https://lnkd.in/dWf4WDjm

Rush Street Interactive (RSI) has partnered with Sightline Payments to launch a first-of-its-kind integrated debit payments solution, branded as BetRivers Debit, in the hopes of providing customers with instant access to their available wagering balance and potentially eliminate the need to repeatedly withdraw and redeposit funds. https://lnkd.in/dWf4WDjm

VCast Online

"A lot of commercial banks also applied for a digital banking license... State Bank did the right thing... commercial banks are already allowed to do everything under the sun... so why do they need a digital license? It’s basically a wake-up call... they need to see out of that tunnel vision that they had for the last 70 years," says Atif Malik, COO of JS Bank. He challenges the notion that digital banking requires separate licenses for commercial banks already empowered to innovate. He urges these banks to broaden their vision and embrace the full potential of digital transformation without regulatory excuses holding them back. - Published in association with Retail Banking Conference 2025, organized by Green Peak International Pvt. Ltd - #digitalbanking #innovation #banking #fintech #leadership #regulation #financialinclusion #technology #future #wakeuplcall #growth #collaboration #VCastOnline

"A lot of commercial banks also applied for a digital banking license... State Bank did the right thing... commercial banks are already allowed to do everything under the sun... so why do they need a digital license? It’s basically a wake-up call... they need to see out of that tunnel vision that they had for the last 70 years," says Atif Malik, COO of JS Bank. He challenges the notion that digital banking requires separate licenses for commercial banks already empowered to innovate. He urges these banks to broaden their vision and embrace the full potential of digital transformation without regulatory excuses holding them back. - Published in association with Retail Banking Conference 2025, organized by Green Peak International Pvt. Ltd - #digitalbanking #innovation #banking #fintech #leadership #regulation #financialinclusion #technology #future #wakeuplcall #growth #collaboration #VCastOnline

Balance

🚀 Excited to introduce Instant Bank Connection, now live on Balance. Powered by RTP rails, this new capability removes adoption barriers for ACH payments. Buyers can now connect their bank accounts instantly using just routing and account numbers. Merchants get real-time payment confirmation, faster access to funds while reducing transaction costs, and the ability to fulfill with confidence. It’s a quick and easy way to get paid with ACH—bringing consumer-grade convenience to B2B commerce. Learn more on PYMNTS → https://lnkd.in/gbE_gtR9

🚀 Excited to introduce Instant Bank Connection, now live on Balance. Powered by RTP rails, this new capability removes adoption barriers for ACH payments. Buyers can now connect their bank accounts instantly using just routing and account numbers. Merchants get real-time payment confirmation, faster access to funds while reducing transaction costs, and the ability to fulfill with confidence. It’s a quick and easy way to get paid with ACH—bringing consumer-grade convenience to B2B commerce. Learn more on PYMNTS → https://lnkd.in/gbE_gtR9

Bizagi

AgFirst Farm Credit Bank partnered with Bizagi to replace legacy processes with agile, reusable workflows. The goal? Build a flexible platform that adapts quickly to customer and market needs. AgFirst now: ✅ Closes loan cases 60% faster ✅ Delivers new processes in just 16 weeks ✅ Analyzes 97% of loans on time ✅ Completes 100% of loan approver requests on schedule Discover how other leading organizations are building faster, smarter business processes with Bizagi: https://okt.to/iUkLfM

MANTL

🚨Customer Webinar Alert 🚨 Digital-first banks and fintechs are dominating new account openings: last year, just 5% of new accounts were opened at a credit union. But Dupaco Community Credit Union is proving you can compete—and win—in a highly competitive deposit market. By partnering with MANTL, Dupaco has: 📈 Increased new member accounts opened online by 300% 💰 Captured the majority of new deposits from a leading fintech 🏢 Digitized business member account opening, completing the process in just 13 minutes in-branch with a 98% approval rate ⏱ Saved more than 4,100 staff hours on in-branch account opening Join Tamara Brandenburg, VP of Member Service at Dupaco Credit Union, and David Carlson, VP of Sales at MANTL, for a high-impact webinar hosted by Callahan & Associates, Inc.: 🎙 How to Compete with Fintechs: A Dupaco Credit Union Success Story 📅 Wednesday, August 13 🕑 2:00 PM ET If you want to learn how to transform your business account opening and compete head-to-head with fintechs—this is a can’t-miss event. 🔗 Register here: https://lnkd.in/gGABbrgk #CreditUnions #FintechCompetition #DigitalTransformation #MemberExperience #AccountOpening #BusinessBanking #MANTL

🚨Customer Webinar Alert 🚨 Digital-first banks and fintechs are dominating new account openings: last year, just 5% of new accounts were opened at a credit union. But Dupaco Community Credit Union is proving you can compete—and win—in a highly competitive deposit market. By partnering with MANTL, Dupaco has: 📈 Increased new member accounts opened online by 300% 💰 Captured the majority of new deposits from a leading fintech 🏢 Digitized business member account opening, completing the process in just 13 minutes in-branch with a 98% approval rate ⏱ Saved more than 4,100 staff hours on in-branch account opening Join Tamara Brandenburg, VP of Member Service at Dupaco Credit Union, and David Carlson, VP of Sales at MANTL, for a high-impact webinar hosted by Callahan & Associates, Inc.: 🎙 How to Compete with Fintechs: A Dupaco Credit Union Success Story 📅 Wednesday, August 13 🕑 2:00 PM ET If you want to learn how to transform your business account opening and compete head-to-head with fintechs—this is a can’t-miss event. 🔗 Register here: https://lnkd.in/gGABbrgk #CreditUnions #FintechCompetition #DigitalTransformation #MemberExperience #AccountOpening #BusinessBanking #MANTL

Matera

Two years ago, instant payments were a curiosity. Today? 🔹1,400+ banks are live. 🔹RTP is processing 100M+ transactions a quarter. 🔹FedNow is averaging 37ドルK per payment. The question isn’t if — it’s how fast the shift to real time will happen. Download the full report for all the key insights and data on instant payments in the U.S.: https://lnkd.in/dDzdAxDP

Two years ago, instant payments were a curiosity. Today? 🔹1,400+ banks are live. 🔹RTP is processing 100M+ transactions a quarter. 🔹FedNow is averaging 37ドルK per payment. The question isn’t if — it’s how fast the shift to real time will happen. Download the full report for all the key insights and data on instant payments in the U.S.: https://lnkd.in/dDzdAxDP

Encora Inc.

Real-time payments are no longer optional and neither is the pressure to deliver speed, security, and seamless experience. For regional banks, credit unions, and mid-sized fintechs, the challenge isn’t just technology. It’s doing more with less: bridging legacy infrastructure, staying compliant, and meeting rising customer expectations without major disruption. In this blog, Sameer Kulkarny shares how financial institutions are responding to a changing landscape: 🔹 Real-time payments are becoming the baseline, not the goal 🔹 AI is moving to the front lines of fraud prevention 🔹 Stablecoins are gaining traction in cross-border scenarios 🔹 Open banking is shifting from concept to implementation 📘 Read the full breakdown: https://bit.ly/4lgPS3h #BankingInnovation #FinancialServices #CoreModernization #AIinFinance #DigitalBanking

CorServ

Community banks often hesitate when seeking options for issuing credit cards. On the surface, issuing seems complex and resource-intensive. However, when you have the right blueprint and the right partner, card issuing is a major growth engine that gives banks the edge in the market. In our new blog, we break down: 1. Modernizing issuance and infrastructure 2. Targeting your most profitable customer segment: commercial cardholders 2. Leveraging customer data to boost sales 4. Finding partners that do the heavy lifting 💡 Get the issuing playbook: https://lnkd.in/g5zUsAD5

Community banks often hesitate when seeking options for issuing credit cards. On the surface, issuing seems complex and resource-intensive. However, when you have the right blueprint and the right partner, card issuing is a major growth engine that gives banks the edge in the market. In our new blog, we break down: 1. Modernizing issuance and infrastructure 2. Targeting your most profitable customer segment: commercial cardholders 2. Leveraging customer data to boost sales 4. Finding partners that do the heavy lifting 💡 Get the issuing playbook: https://lnkd.in/g5zUsAD5

Glia

💥 Hot off the press: Granite Credit Union transforms service with Cortex AI: ▪️ 55% fewer abandoned calls ▪️ 25% faster handle times ▪️ 1400 agent hours saved Read how the credit union redefined "always there" service with Glia’s #UnifiedInteractionManagement platform. https://buff.ly/3PECfg1 #CreditUnion #CreditUnionsRock #FinancialServices

💥 Hot off the press: Granite Credit Union transforms service with Cortex AI: ▪️ 55% fewer abandoned calls ▪️ 25% faster handle times ▪️ 1400 agent hours saved Read how the credit union redefined "always there" service with Glia’s #UnifiedInteractionManagement platform. https://buff.ly/3PECfg1 #CreditUnion #CreditUnionsRock #FinancialServices

Plaid

Lending is getting smarter with real-time cash flow data, network-powered insights, and frictionless onboarding. In this session with Plaid Product Lead for Credit, Michelle (Boros) Young, see how lenders can use cash flow data alongside traditional credit data to make faster decisions, approve more borrowers, and manage risk. Plus, new partner integrations with Experian, FICO and more that make it easier than ever to get started ⬇️

Lending is getting smarter with real-time cash flow data, network-powered insights, and frictionless onboarding. In this session with Plaid Product Lead for Credit, Michelle (Boros) Young, see how lenders can use cash flow data alongside traditional credit data to make faster decisions, approve more borrowers, and manage risk. Plus, new partner integrations with Experian, FICO and more that make it easier than ever to get started ⬇️

Unit21

🚨Legacy tools are holding back banks and credit unions. Today, that changes. We’re proud to launch the next generation of compliance operations- purpose-built for FIs. 🔁 Batch-based detection? Gone. 🧩 Disjointed tools? Unified. 🧠 Opaque decisions? Now explainable. 📄 Manual filings? Automated, start to finish. ✨ What’s inside our modern platform? ✔️ No-code rule builder-launch logic in minutes ✔️ Real-time alerts across fraud & AML ✔️ Explainable ML + AI Agent to streamline alert reviews ✔️ Direct filings (CTR, SAR, STR) + NACHA/X9 ingestion ✔️ Full network analysis & customizable CRR scoring ✔️ Unified dashboard for fraud, AML, and sanctions ops 💡 "We replaced legacy tooling to gain real-time detection-cutting fraud loss by 70% and deploying rules in under 24 hours." - Service Credit Union, Tyler Pihl, CPA, CFE 👇 Watch the video. Share with your compliance and fraud teams. And let’s leave legacy behind- for good. 🔗 Link to blog in comments #AML #FraudPrevention #FinCrime #ComplianceTech #CreditUnions #Banks #RiskManagement #Unit21 #NoMoreLegacy #FinTech #ComplianceInnovation

🚨Legacy tools are holding back banks and credit unions. Today, that changes. We’re proud to launch the next generation of compliance operations- purpose-built for FIs. 🔁 Batch-based detection? Gone. 🧩 Disjointed tools? Unified. 🧠 Opaque decisions? Now explainable. 📄 Manual filings? Automated, start to finish. ✨ What’s inside our modern platform? ✔️ No-code rule builder-launch logic in minutes ✔️ Real-time alerts across fraud & AML ✔️ Explainable ML + AI Agent to streamline alert reviews ✔️ Direct filings (CTR, SAR, STR) + NACHA/X9 ingestion ✔️ Full network analysis & customizable CRR scoring ✔️ Unified dashboard for fraud, AML, and sanctions ops 💡 "We replaced legacy tooling to gain real-time detection-cutting fraud loss by 70% and deploying rules in under 24 hours." - Service Credit Union, Tyler Pihl, CPA, CFE 👇 Watch the video. Share with your compliance and fraud teams. And let’s leave legacy behind- for good. 🔗 Link to blog in comments #AML #FraudPrevention #FinCrime #ComplianceTech #CreditUnions #Banks #RiskManagement #Unit21 #NoMoreLegacy #FinTech #ComplianceInnovation

Nacha

Did you know the ACH Network can be used to move money across borders? International ACH Transactions, or IATs, make that possible. And now, some recently approved Nacha Rules will make IATs more efficient, while also making the payments community more aware of them. Read about the changes that are coming to IATs: https://hubs.la/Q03NwbPX0

Did you know the ACH Network can be used to move money across borders? International ACH Transactions, or IATs, make that possible. And now, some recently approved Nacha Rules will make IATs more efficient, while also making the payments community more aware of them. Read about the changes that are coming to IATs: https://hubs.la/Q03NwbPX0

Velera

Is your credit union addressing potential gaps in your rewards and digital experience to compete with the top national and digital banks across other segments? 🤔 The latest edition of PYMNTS Intelligence and Velera's Credit Union Tracker® Series report reveals how CUs that invest in rewards, innovation and control-focused experiences can gain and retain more cardholders — without sacrificing the personal touch that sets them apart. ➡️ Read the report: https://bit.ly/3GAN5Ti #CreditUnions #WeAreVelera #DigitalInnovation

Is your credit union addressing potential gaps in your rewards and digital experience to compete with the top national and digital banks across other segments? 🤔 The latest edition of PYMNTS Intelligence and Velera's Credit Union Tracker® Series report reveals how CUs that invest in rewards, innovation and control-focused experiences can gain and retain more cardholders — without sacrificing the personal touch that sets them apart. ➡️ Read the report: https://bit.ly/3GAN5Ti #CreditUnions #WeAreVelera #DigitalInnovation

Episode Six

⚖️ Big shift in BNPL regulation. Last week, the CFPB quietly signaled it plans to revoke the rule that would’ve forced BNPL providers to offer the same protections as credit cards, things like the right to dispute a charge or request a refund after returning a product. In response, the FTA and CFPB moved to pause their legal fight. Translation? That whole rule might just disappear. 🚫 No new compliance burden. 🚫 No need to rewire your operations. ❓ For now. But let’s not get too comfortable. BNPL is still in regulatory limbo - unregulated (for now), but absolutely under the microscope. And the providers we’re speaking to at Episode Six? They’re not waiting around. And the ask is clear: 🔧 Real-time controls 🛡️ Built-in dispute handling ⚙️ Configurable products that can flex as rules evolve Because here’s the thing regulation is coming. Maybe not tomorrow. But it’s on the horizon. 🚀 The players that future-proof their products today? They’ll be the ones who win tomorrow. If you're building BNPL, build it like it's going to be regulated. Because eventually, it will be. #BNPL #Fintech #Cards #Payments #Regulation #Compliance #EpisodeSix #EmbeddedFinance

⚖️ Big shift in BNPL regulation. Last week, the CFPB quietly signaled it plans to revoke the rule that would’ve forced BNPL providers to offer the same protections as credit cards, things like the right to dispute a charge or request a refund after returning a product. In response, the FTA and CFPB moved to pause their legal fight. Translation? That whole rule might just disappear. 🚫 No new compliance burden. 🚫 No need to rewire your operations. ❓ For now. But let’s not get too comfortable. BNPL is still in regulatory limbo - unregulated (for now), but absolutely under the microscope. And the providers we’re speaking to at Episode Six? They’re not waiting around. And the ask is clear: 🔧 Real-time controls 🛡️ Built-in dispute handling ⚙️ Configurable products that can flex as rules evolve Because here’s the thing regulation is coming. Maybe not tomorrow. But it’s on the horizon. 🚀 The players that future-proof their products today? They’ll be the ones who win tomorrow. If you're building BNPL, build it like it's going to be regulated. Because eventually, it will be. #BNPL #Fintech #Cards #Payments #Regulation #Compliance #EpisodeSix #EmbeddedFinance

finzly

Big changes are coming to ACH. Starting mid-2026, Nacha’s new rules take aim at scams involving authorized payments. The approach is collaborative -bringing senders, receivers, and their FIs into the fight against both unauthorized transactions and APP fraud. Many financial institutions see this as the moment to rethink and modernize their ACH systems. We’ve unpacked the details in finzly's latest blog. https://lnkd.in/eqzyb3P8 #achmodernization #paymentinnovation

Big changes are coming to ACH. Starting mid-2026, Nacha’s new rules take aim at scams involving authorized payments. The approach is collaborative -bringing senders, receivers, and their FIs into the fight against both unauthorized transactions and APP fraud. Many financial institutions see this as the moment to rethink and modernize their ACH systems. We’ve unpacked the details in finzly's latest blog. https://lnkd.in/eqzyb3P8 #achmodernization #paymentinnovation