Please describe what the rule should do:

Current vue/no-ref-as-operand rule only support the local ref. If a ref is being returned from a composable and being use with operand (eg: returnedRef++) , it didnt throw any warning as expected.

What category should the rule belong to?

[ ] Enforces code style (layout)
[x] Warns about a potential error (problem)
[ ] Suggests an alternate way of doing something (suggestion)
[ ] Other (please specify:)

Provide 2-3 code examples that this rule should warn about:

const ok = ref(true)
const msg = ok ? 'yes' : 'no' // this throws warning as expected
// ---- //
const ok = useOk() // returned as Ref<boolean>
const msg = ok ? 'yes' : 'no' // No warning was shown

Additional context