@book{ BB09816288, author = "Holzmann, Robert and Palmer, Edward E. and Robalino, David A.", title = "Progress, lessons, and implementation", publisher = "World Bank", year = "2012", series = "Nonfinancial defined contribution pension schemes in a changing pension world", number = "v. 1", URL = "https://ci.nii.ac.jp/ncid/BB09816288" }

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