@book{ BB01044545, author = "Bertocchi, Marida and Schwartz, S. L. (Sandra L.) and Ziemba, W. T.", title = "Optimizing the aging, retirement, and pensions dilemma", publisher = "Wiley", year = "2010", series = "Wiley finance series", number = "", URL = "https://ci.nii.ac.jp/ncid/BB01044545" }