@book{ BA68209225, author = "Schaede, Ulrike and 日本銀行金融研究所", title = "The "middle risk gap" and financial system reform : small firm financing in Japan", publisher = "Institute for Monetary and Economic Studies, Bank of Japan", year = "2004", series = "IMES discussion paper series", number = "no. 2004-E-11", URL = "https://ci.nii.ac.jp/ncid/BA68209225" }