@book{ BA46820356,
 author = "Folkerts-Landau, D. F. I. (David Fokke Ihno) and International Monetary Fund. Research Dept",
 title = "Wholesale payments and financial discipline, efficiency, and liquidity",
 publisher = "International Monetary Fund",
 year = "1997",
 series = "IMF working paper",
 number = "WP/97/154",
 URL = "https://ci.nii.ac.jp/ncid/BA46820356"
}
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