@book{ BA29118265,
 author = "Silverman, Celia and Pemberton, Carolyn and Holmes, Deborah and Piacentini, Joseph S. and Employee Benefit Research Institute (Washington, D.C.)",
 title = "EBRI databook on employee benefits",
 publisher = "Employee Benefit Research Institute",
 year = "1995",
 edition = "3rd ed",
 URL = "https://ci.nii.ac.jp/ncid/BA29118265"
}
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